Personal Property Taxes Virginia: What You Need to Know
When you own a car, boat, or business equipment in Virginia, a U.S. state where local governments levy taxes on tangible personal property. Also known as personal property tax, this fee isn’t about your home—it’s about what you own that moves or sits on your property. Unlike property taxes on houses, which go to county governments, personal property taxes in Virginia are collected by cities and counties, and the rules change depending on where you live.
Most Virginians pay this tax on their vehicles, including cars, trucks, motorcycles, and trailers registered in the state. Some places also tax boats, jet skis, and even business equipment like computers or machinery. The tax isn’t based on how much you made last year—it’s based on what you own. The state doesn’t set a flat rate. Instead, each city or county decides its own rate, usually between $0.50 and $4.50 per $100 of assessed value. In Fairfax County, a 2023 Honda Civic might cost $120 in taxes. In Roanoke, the same car could be $80. That’s why knowing your local rate matters more than the state average.
There are ways to reduce what you pay. Veterans, active military, and seniors over 65 may qualify for partial or full exemptions. Some counties offer discounts for electric vehicles or low-income households. If you move out of Virginia, you must notify your local tax office—otherwise, you’ll keep getting bills for a car you no longer own. And if you sell your car mid-year, you might get a prorated refund, but only if you file paperwork on time. Many people miss this step and pay twice.
Virginia doesn’t have a statewide personal property tax form. You’ll get a bill in the mail, usually in June or July, and you have until the end of the year to pay without penalty. Miss the deadline, and late fees pile up fast. Some counties let you pay online. Others still require a check in the mail. Don’t assume your county works like your neighbor’s.
What you’ll find below are real guides from people who’ve dealt with these taxes firsthand. Whether you’re new to Virginia, just bought your first car, or are trying to figure out why your tax bill jumped this year, the articles here break down the rules without the jargon. You’ll learn how to challenge an unfair assessment, what to do if you never got a bill, and how to avoid paying taxes on something you don’t even own anymore. No fluff. Just what works in Virginia right now.
What Happens If You Don't Pay Your Personal Property Taxes in Virginia?
Ignoring personal property taxes in Virginia leads to interest, liens, vehicle seizures, and credit damage. Learn what happens if you don't pay and how to avoid losing your car or facing financial penalties.
- November 16 2025
- Archer Hollings
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